$715,000

3527 Dockside Shores Dr Gainesville, GA 30506

$3,650/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

Welcome to 3527 Dockside Shores Drive, Hall County, GA Nestled just steps from the sparkling waters of Lake Sidney Lanier, this stunning 4-bedroom, 3.5-bath custom-built home offers the perfect blend of luxury, comfort, and convenience. Located in the gated community of The Shores at Lyncliff, you’ll enjoy exclusive access to top-tier amenities including a clubhouse, pool, playground, and a deep-water community dock—perfect for lake lovers. Boasting timeless curb appeal, this freshly painted traditional home sits on a beautifully manicured 0.80-acre lot with a level backyard and lush landscaping. Inside, you’ll find elegant details throughout—from custom trim work to a cozy stone fireplace in the living room. The gourmet kitchen is a chef’s dream, featuring granite countertops, stainless steel appliances, and an open layout perfect for entertaining. The owner’s suite is conveniently located on the main level, offering privacy and ease of living. Upstairs, you’ll find spacious secondary bedrooms, while the huge unfinished daylight basement provides endless potential for customization—whether you envision a home theater, gym, or in-law suite. Additional features include: 3-car garage Covered back porch Proximity to Dawsonville shopping, North Georgia Mountains, and outdoor recreation Located in a sought-after lakefront community This home truly has it all—style, space, and an unbeatable location. Don’t miss your opportunity to make 3527 Dockside Shores Drive your forever home. Schedule your private showing today—this one won't last!

4 bedroom
3.5 bathroom
3,171 sqft
0.8 acres
Single Family
Built in 2018
3 car garage
Air conditioning
Fireplace
Shared pool

Source: FMLS #7671166


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Nov 03, 2025 06:39 am
Listing agent: MARK SPAIN
Listing provided courtesy of: Mark Spain Real Estate (770) 886-9000
Details provided by FMLS and may not match the public record.
MLS ID: #7671166
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