3529 Kelvin Ave Fort Worth, TX 76133
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About this home
Major price reduce!!! Come to see this cozy home!!! Amazing floor plan! As you walk in to this amazing house, to your right, you’ll see a very welcoming, formal dining room. This spacious home has two large living rooms, a fire place, kitchen with breakfast bar, laundry room and pool! Connecting to the living room is a sunroom perfect for relaxing and enjoying the backyard view. To the left hand side, from the entrance, are the bedrooms and bathrooms. The master bedroom has a full bathroom with two sinks and two walk in closets. You’ll see built-in shelves for storage and decoration in the hallways. On each side of the master bedroom, there are two guest bedrooms and a full bathroom, which makes the house a total 5 bedrooms, and 3 full bathrooms. Get creative with this wonderful floor plan and set up your home office, personal gym, at-home library or a fun play room! Bring all your ideas to turn this place into your dream home! Generous backyard has a large pool (maintenance needed), a shed for storage and beautiful foliage. Create some great family memories here. Bring your ideas, with a few touch-ups, make this house your forever home! Whether you have a small or large family, or you are an investor, this house has so much to offer. Do not miss this opportunity, priced for quick close. House will be AS IS.
Source: NTREIS #21045735
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.