353 Mandolin Ln Winter Haven, FL 33884
Your savings
About this home
This beautiful 3-bedroom, 2-bath home with a den is located in the highly desirable gated community of Mandolin. From the moment you arrive, the charming front porch welcomes you—a perfect spot to sit and relax. Inside, the split bedroom floor plan ensures privacy for the entire family, while the spacious great room, filled with natural light, features a striking reclaimed wood accent wall that adds warmth and character. The well-equipped kitchen is a chef’s delight, offering cherry wood cabinetry with crown molding, brushed nickel hardware, an upgraded stainless steel appliance suite, and thoughtful design elements such as a closet pantry, new farmhouse sink with gooseneck faucet, and undermount task lighting. A breakfast bar and breakfast nook provide casual dining options, while the formal dining room flows seamlessly into the kitchen—making entertaining effortless. Additional highlights include a private study/den, new luxury vinyl plank flooring, freshly painted interior, and soaring vaulted ceilings. The generously sized primary suite is a true retreat, featuring two walk-in closets and plush wall-to-wall carpeting. The en-suite bathroom offers dual vanities with new Moen faucets, a garden tub, walk-in shower, and private water closet. Outdoor living is just as inviting with a fully screened lanai overlooking the fenced backyard—perfect for year-round enjoyment. Additional features include: Two guest bedrooms, Laundry room, New toilets & faucets throughout, New water heater (2025), Architectural shingle roof (2022), Exterior stone façade & carriage lights, Glass storm entry door, Decorative stone landscape edging, Irrigation system and a 2-car garage with door opener. Conveniently located near shopping, dining, major highways, and Legoland, this home offers the perfect blend of comfort, convenience, and luxury. Bonus: Home is being offered partially furnished!
Source: STELLAR #P4936177
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.