3531 Calico Dr Irving, TX 75038
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About this home
Positioned in the bustling center of Estancia, this sophisticated home, featuring the Fannin floorplan offers a harmonious blend of style and functionality, featuring 5 bedrooms and 4 bathrooms and office. Its striking white brick façade makes a memorable first impression. The Fannin's kitchen stands out with its exceptional design, providing plenty of storage space for all your culinary needs. Upon entering, you're greeted by a generous two-story family room that sets the tone for the home's open and inviting atmosphere. The kitchen, with its expansive countertops, seamlessly transitions into the sunlit breakfast nook, which is beautifully appointed with cabinets and windows that welcome natural light. The vaulted owner's suite offers a retreat-like experience with its spacious bathroom, providing a peaceful escape within the home. Additionally, a secluded office and secondary bedroom are thoughtfully situated. Upstairs, the home continues to impress with 3 additional bedrooms, a large game room perfect for entertainment, and a notable media room that enhances the home's appeal. This residence is ideally suited for families seeking ample living and working spaces, with its 5 bedrooms and extra room for leisure and productivity. Don't miss the opportunity to own a home that provides abundant space for entertaining friends and nurturing your family! Easy walking distance to the NEW Great Hearts school, K-5th grade. Note. Brand new carpet installed throughout!
Source: NTREIS #20984822
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.