35335 Peralta Dr Warner Springs, CA 92086
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About this home
SHORT SALE OPPORTUNITY! Yet to be discovered, BUT IT IS SOOOOOOOO GOOD!!!! Freshly updated throughout and situated just right toward the top of a gently sloping 2.63 acres in the heart of Warner Springs' wine country, Sunshine Summit, Holcomb Village. This is a modular home. (NOT MANUFACTURED). Owned Solar. Water softening system. Fantastic open layout, light and bright and clean! Two bedrooms and a ton of space - plenty of room to re-arrange and re-work into the layout you desire. And did you see the GARAGE!?? A luxury in these parts, you already have a fab two-car garage PLUS room for another workshop, barn, additional dwelling unit/s ... Warner Springs enjoys a spectacular four seasons, never too extreme, mellow breezes, surprising micro-climates, and no matter where it is in the world your life makes you venture to and from for work and so on, the hardest part of the commute in any direction is leaving home. This elevation provides a Mediterranean vibe, as evidenced by the nearby lavender farms, olive orchards, and the North Mountain Wine Trail. Many locals thrive here through their work in agritourism, hosting via glamping or vacation rentals, cottage industry, or telecommuting/working from home. Bring your bestie. Your mate. Your horse. Your car project. Whatever you got, this is a steal! Just get here. Home sold in as-is condition.
Source: CRMLS #ND25239772
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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