3539 Joshua Grove Ln Missouri City, TX 77459
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About this home
Welcome to this stunning two-story home located in the highly sought after Parks Edge Community. Designed with comfort, functionality and modern elegance in mind, this move-in-ready property offers expensive living spaces and meticulous care- only occupied by 3 residents since new. Spacious open- concept layout with high ceilings and abundant natural light * 4 large bedrooms include a private owner's suite * 3 full bathrooms with sleek, modern finishes * Gourmet Kitchen featuring granite countertops, a center island and stainless steel appliances * Bright and open living area with oversized windows * Dedicated home office ideal for remote work * Upstairs game room perfect for entertainment or a media space * Durable ceramic tile flooring in main areas: carpet in excellent condition in rooms * Generous backyard, ideal for gatherings, playground or peaceful evenings * Attached 2-car garage with ample storage space * Aprox 7,450 sq ft lot offering privacy and space to enjoy
Source: HAR #77446900
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.