354 Brushwood Ln Winter Springs, FL 32708
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About this home
Welcome to 354 Brushwood Lane in popular WINTER SPRINGS, FLORIDA! We proudly present this 3-bedroom 2-bathroom BEAUTIFUL POOL HOME situated perfectly on an oversized CORNER LOT. Inside you will appreciate a spacious floor plan, lit up by large windows, sliding doors and skylights. The two-sided WOOD BURNING FIREPLACE sets the mood before venturing out onto your huge rear lanai to entertain guest and cool off in your PRIVATE POOL. The fully fenced yard offers the little ones and/or pets a place to roam free and play for hours. This homes location as it relates to shopping, ENTERTAINMENT and top-rated public schools is simply ideal. Shopping of all sorts, plus the Winter Springs Town Center are just a few the LOCAL ATTRACTIONS worth exploring from your Florida retreat. Nature lovers and exercise enthusiast will commonly enjoy the 29-mile immaculately maintained CROSS SEMINOLE BIKE AND WALKING TRAILS. Easy access Highways quickly moves you into Downtown Orlando, International Airports or Central Florida's famous Theme Parks. Their are so many reasons to call this home, it's hard to list and to good to miss. CALL TODAY and let the FUN begin!
Source: STELLAR #O6327240
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.