354 Willow Pointe Dr Lagrange, GA 30240
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About this home
Welcome to this meticulously maintained 4-sided brick home located in the desirable gated community The River Club, offering resort-style amenities including a clubhouse, pool, tennis courts and current private dock rights on the pristine shores of West Point Lake. From the moment you arrive, you'll be drawn in by the home's curb appeal, manicured lawn, and welcoming front porch with a tongue-and-groove wood ceiling. Step inside into a light-filled foyer where beautiful hardwood floors, custom trim, double farmhouse doors and thoughtful details set the tone throughout. The dining room impresses with its beamed ceiling, while the chef's kitchen is a true showpiece-featuring quartz countertops, a large island bar, gas range with custom vent hood, abundant soft-close cabinetry, and stainless steel appliances. The spacious living room centers around a herringbone-tiled fireplace with a cedar mantle, creating the perfect spot to gather. The primary suite is conveniently located on the main level, offering an abundance of natural light, a spa-like bath with soaking tub, tiled shower, dual vanities, and a generous walk-in closet. Upstairs, a large living/play area connects three oversized bedrooms, each with walk-in closets and Jack-and-Jill bathrooms. A separate office/bonus room provides additional flexibility for work or play. Outdoor living shines with a stunning covered back porch featuring its own fireplace and vaulted tongue-and-groove ceiling, plus a separate patio designed for grilling and entertaining. With its elegant finishes, thoughtful trim work, and soothing color palette throughout, this home offers the perfect blend of comfort and sophistication-all in a peaceful lakefront community. ***Dock rights must be approved through the Corp Of Engineers upon new ownership***
Source: GAMLS #10611929
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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