3540 Keswick Rd Baltimore, MD 21211
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About this home
Wow — previously rented for $3,750, and would rent for even more today! Have a roommate and live for free, or enjoy an exceptional investment property. Fully renovated 4BR/4.5BA Hampden home with a rare modern layout and high-end finishes—featuring legal basement bedrooms with private entrances, ideal for roommates, in-laws, or Airbnb potential. Located on a tree-lined block of desirable Keswick Rd, this home is a Walker’s Paradise (Walk Score of 95) and just around the corner from all the shopping and dining on 36th St. Completed in 2019, this full gut renovation included all-new electrical, plumbing, HVAC, and thoughtful design throughout. The open-concept main level boasts engineered hardwood floors, crown molding, recessed lighting, and high ceilings. A spacious living room flows seamlessly into a large dining area and expansive kitchen, complete with tall white shaker soft-close cabinets, a dramatic black slate backsplash, granite counters, stainless steel appliances, and an oversized island—perfect for entertaining. Upstairs, the bright east-facing primary suite features a walk-in closet and a spa-like bath with dual vanities and a custom, floor-to-ceiling tiled shower. A skylight floods the hallway with natural light, where you'll also find a convenient stacked laundry closet and an additional stylish hall bath. Two more carpeted bedrooms and another designer bath await on the lower level, along with a generous family room—ideal for movie nights, guests, or a home office. Each lower bedroom includes its own full bath and private exterior access, making this a standout option for flexible living. Every bathroom is thoughtfully designed, and storage abounds—including triple closets in the rear basement bedroom. Outside, enjoy a covered front porch overlooking the neighborhood, and a spacious rear covered porch—perfect for grilling—that leads to a paved backyard with flexible use as a patio or potential parking for a Smart or subcompact car. Ideally located less than a mile from Johns Hopkins University, the 745-acre urban oasis of Druid Hill Park, and I-83—with quick access to both downtown Baltimore and Towson just minutes away. Love it or leave it! Our 12-month "Buy it Back or Sell it for Free Guarantee" gives you peace of mind. Do you have a home to sell? Buy this home, and we will buy yours for cash!* Part of our Everyday Open Program. Schedule your tour today!
Source: BRIGHT #MDBA2170698
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.