3544 Walter Ln Belton, TX 76513
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About this home
THIS REMARKABLE PROPERTY SHOWS PRIDE IN OWNERSHIP IN EVERY DETAIL. SITUATED IN A QUIET, ESTABLISHED NEIGHORHOOD ON A CORNER LOT OUTSIDE THE CITY LIMITS OF BELTON, THIS PROPERTY OFFERS AN EASE OF LIVING YOU DREAM ABOUT. THE MAIN HOUSE HAS 2975 SFT OF LIVING SPACE AND THE GUEST/POOL HOUSE HAS 528 SFT OF LIVING SPACE TO MAKE THE TOTAL LIVING AREA OVER 3500 SFT. WALK THROUGH THE FRONT DOOR TO AN EXPANSIVE LIVING AREA WITH PORCELAIN TILE, A BEAUTIFUL WOOD BURNING FIREPLACE AND A 10' SCREEN WITH A PROJECTOR WITH SURROUND SOUND FOR MOVIE NIGHT ALL DAY LONG. FORMAL DINING CONNECTS TO LIVING AREA AND IS FLOODED WITH NATURAL LIGHT. LOVELY WELL-APPOINTED KITCHEN/DINING WITH CORIAN COUNTERTOPS, KITCHENAID APPLIANCES, AN ISLAND WITH BREAKFAST BAR, LOTS OF CUSTOM CABINETS AND A PANTRY. LARGE MASTER SUITE IS AN EVENT ALL ITS ON WITH BEAUTIFUL LAMINATE FLOORING, HIS AND HER GRANITE VANITIES OF DIFFERENT HEIGHTS, A GORGEOUS WALK IN SHOWER FOR TWO AND A LARGE WALK-IN CLOSET WITH A FLOOR SAFE. GUEST BEDROOMS ARE JUST RIGHT WITH A JAW DROPPER HALL BATH WITH GRANITE TWIN VANITIES AND A SEPARATE SHOWER AND GARDEN TUB. RELAX IN THE HUGE GLASSED 2ND LIVING/GAME ROOM WITH LOTS OF SPACE FOR ENTERTAINING AND GOOD TIMES. THE OUTBACK IS AMAZING WITH A BEAUTIFUL HEATED SALTWATER POOL AND SPA, A RELAXING PERGOLA THAT IS SOLAR POWERED WITH REMOTE CONTROLED LOUVERS AND A SPEAKER SYSTEM. LOTS OF SECLUSION WITH AN 8' WOOD PRIVACY FENCE WITH CONCRETE FOOTINGS AND BRICK COLUMNS, AND A WROUGHT IRON FENCE ALSO WITH CONCRETE FOOTINGS. THE POOL/GUEST HOUSE IS SURE TO PLEASE WITH A COMPLETE KITCHEN, FULL BATH, A CONNECTING AIR-CONDITIONED WORKSHOP AND AN OVERSIZED 1 CAR GARAGE. THE HOME ALSO BOASTS PLANTATION SHUTTERS, A SPRINKLER SYTEM, AN OVERSIZED GARAGE AND GUTTERS. THERE IS NO HOA. CLOSE PROXIMITY TO STILLHOUSE HOLLOW LAKE AND I-14. THIS PROPERTY IS PERFECTLY SUITED FOR ENTERTAINING AND CASUAL LIVING. LOWER TAX RATE BEING OUT OF THE CITY LIMITS. LOCATED IN THE HIGHLY ACCLAIMED BELTON ISD.
Source: CENTRALTEXAS #589929
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.