3546 Edgewater Dr Jacksonville, FL 32210
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About this home
Seller paying $3500 towards Buyer's closing costs! Stepping inside this rare mid-century modern home, you'll discover a split-level floor plan with a thoughtfully designed layout comprised of 4 bedrooms, 2 bathrooms, a versatile office/flex/recreation space, and a generous family and dining area, perfect for both relaxing and entertaining. The gleaming original hardwood floors are complemented with new baseboards, fashionable light fixtures and neutral paint throughout, creating a harmonious blend of vintage appeal and contemporary style. The beautifully updated kitchen is a chef's delight, featuring sleek quartz countertops, prep island, newer stainless-steel appliances, stylish subway tile backsplash and generous cabinet space. Retreat upstairs to the primary bedroom with its elegantly remodeled ensuite bathroom, boasting marble tile and countertops, new vanity and new toilet. Two spacious guest bedrooms share an updated guest bathroom with a stunning floor-to-ceiling tiled walk-in shower, tiled floor, new vanity and new toilet. The lower level offers an oversized office/flex/recreation room, a comfortable guest bedroom with new LVP flooring, indoor laundry, and a unique basement/workshop space for added flexibility and storage. Step outside to a generously sized patio and a fully fenced private backyard residing on 0.4acres, perfect for outdoor gatherings and relaxation. Imagine sitting under a rustic pergola, complete with outdoor furnishings, firepit and potted plants adjoining to a sparkling pool to cool off on hot summer days! Further adding to the appeal of this home are the newer roof and gutters (2022), newer windows, updated electrical panel (2016), additional storage throughout, concrete block construction and over 2500sqft of living space! The Cedar Hills community features NO HOA OR CDD FEES! Centrally located, you'll enjoy easy access to schools, NAS Jacksonville, medical care, restaurants, shopping, parks, golf courses and water access, with convenient commutes to downtown Jacksonville, beaches, Jacksonville International Airport, and other points of interest in northeast Florida. This is your opportunity to own a piece of architectural history with modern updates, all within a peaceful and convenient setting. This home is being sold "As-Is." No Blind Offers.
Source: REALMLS #2078914
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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