3552 Topaz Ter Rex, GA 30273
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About this home
Welcome to 3552 Topaz Terrace, a spacious and beautifully maintained home designed for comfort, convenience, and modern living. This inviting residence offers 6 bedrooms and 3.5 bathrooms, making it an ideal choice for first-time buyers or growing families. Step inside to discover a bright open-concept layout featuring a formal living and separate dining room, a cozy family room with a fireplace, and a charming reading nook tucked under the stairs perfect for kids or adults alike. The chef's kitchen is a true highlight, showcasing ample cabinetry, generous counter space, a 10-foot island, all electric appliances and wine bar included. On the main level, you'll find one of the two owners' suites, complete with a private bath and walk-in closet. The second, even larger owner's suite upstairs boasts a sitting area, dual walk-in closets, and a spa-inspired bathroom with dual vanities, a soaking tub, and a tiled walk-in shower. Additional bedrooms are spacious with walk-in closets, and the upstairs laundry room adds everyday convenience. Upstairs, a wide hallway connects each room, creating a seamless flow throughout the home. Step outside to enjoy your private retreat featuring a large backyard with an in-ground pool 18 feet by 36 feet equipped with jets and lights, a pool shed for equipment, and a separate 12 feet by 24 feet man cave with a dry bar that's game-day ready. The expansive back patio offers the perfect setting for entertaining or quiet relaxation. Situated on a corner lot, this property also includes a private driveway and a 2-car garage. Nestled in a quiet, established neighborhood, this home is conveniently located within the Robert T. Smith Elementary, Rex Mill Middle, and Mount Zion High School districts, close to shopping, great dining options, a water park, great entertainment venues and major expressways offering the perfect balance of peaceful living and accessibility. Don't miss the chance to make this one-of-a-kind beautifully designed home yours. Schedule a showing today!
Source: GAMLS #10608874
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.