3553 Shellbark Dr Bellbrook, OH 45305
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About this home
Welcome to The Landings at Sugarcreek! This home, built in 2019, offers the perfect blend of contemporary features and everyday functionality. Step inside to an open-concept main level. From the foyer, you'll see a spacious family room with MASSIVE ceilings, which flows seamlessly into the kitchen—complete with a large center island, ample countertops, stainless steel appliances, a walk-in pantry, an extra room currently being used as an easy-access office, and plenty of cabinetry for storage. The adjacent dining area provides room for gatherings, while a convenient half bath and mudroom add practical touches for busy households. Passing the mud room and taking a few steps down, you will enter another living space. This could be used as a rec room, getaway space, play room, or another living/great room! Upstairs, the primary suite serves as a serene retreat with an en-suite bathroom featuring a double vanity, tiled shower, and generous walk-in closet. Three additional well-proportioned bedrooms share access to a full hall bathroom, ensuring space for family, guests, or a home office. A second-floor laundry room adds effortless convenience. Stepping outside, enjoy the beautiful and oversized composite wood deck! This space offers plenty of room to gather, host, or just to kick back and enjoy the sun. Located in the Bellbrook-Sugarcreek Local School District, this property provides easy access to local parks, shopping, and major commuter routes like I-675. Whether you're starting a new chapter or seeking an upgrade, 3553 Shellbark Drive delivers quality craftsmanship and peaceful suburban living. Call your agent for a tour!
Source: DAYTON #942874
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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