3555 41st St N Saint Petersburg, FL 33713
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About this home
HUGE INSIDE!!! This true 3 Bedroom, 2 Full Bathroom home is ready for its new family! The Kitchen is BRAND new, featuring granite countertops and Stainless Steel Appliances. The pantry is HUGE, and yields plenty of room to store anything you need! All Bedrooms have brand new carpet, and the split plan offers maximum privacy to the Master Bedroom. The Living Space is ample, with a large Living Room that greets you when you enter the home, followed by the Dining area and beautiful and open Kitchen. An additional Family Room on the other end of the home allows you the opportunity to host large family events with lots of open gathering space! The Master Bedroom features dual closets and a large bathroom. Both Bathrooms have been updated. The laundry closet is conveniently located in the center of the home, making the trek for laundry short from any bedroom. Conveniently located in the heart of St. Petersburg, you're close to everything you need to enjoy the Florida lifestyle! Only a 15-minute drive to Madeira Beach, a 10-minute drive to Downtown St. Pete, a 20-minute drive to Tampa Int'l Airport, under a 5-minute drive to banks, hospitals and lots of shopping and restaurants. FLOOD ZONE X! What's not to love?? ROOF INSPECTED, IN GREAT SHAPE -- ASK YOUR REALTOR FOR DETAILS! HIGH & DRY, UNHARMED BY HELENE AND MILTON!!
Source: STELLAR #TB8360592
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.