356 Haverlake Cir Apopka, FL 32712
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About this home
Welcome to 356 HaverLake Circle, Apopka, Florida! This beautifully updated 4-bedroom, 2-bath home is nestled in a sought-after community known for its scenic walking trails, parks, tennis courts, pickleball courts, playgrounds, and tranquil ponds, all accompanied by low annual HOA fees. Step into your backyard oasis, featuring an updated private pool and an expansive open paver patio, perfect for entertaining or relaxing. Enjoy your own tiki hut with a real thatched roof and a large screened-in patio accessible from the living room, kitchen, and primary bedroom via sliding doors. The backyard paradise includes a convenient pool bath, making it ideal for gatherings. The back porch boasts a sink and a fan hood vent, creating a partial summer kitchen that allows you to grill in comfort, shielded from the elements. The beautifully landscaped yard features mature plantings, a full sprinkler system with a brand-new manifold, and a fully fenced area, perfect for pets while providing privacy and a professional appearance. Inside, natural light floods the home through skylights in most rooms. A triple sliding door opens from the main living area to the screened patio, seamlessly blending indoor and outdoor living. The kitchen and both bathrooms are adorned with granite countertops, adding a touch of elegance. Recent updates include new interior doors, updated switches and outlets, fresh interior paint in several rooms, newer electrical box, repiped, and updated baseboards throughout. The exterior has been freshly painted in 2025. Enjoy peace of mind with a new roof and HVAC system, both installed in 2023, along with energy savings from a solar water heater Additional features include an interior laundry room with a walk-in pantry and a spacious 2-car garage. The guest bath serves as a convenient pool bath, while the primary suite offers an en-suite bathroom with a private, fully fenced lanai. The entire home features stylish, easy-to-maintain tiled flooring. Don’t miss your chance to own this stunning home—schedule your private showing today; this one won’t last!
Source: STELLAR #O6352570
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.