356 W Mountain Holly Ave Orange, CA 92865
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About this home
Stunning Riverbend Townhome in the Heart of Orange. Welcome to this beautifully upgraded and move-in ready townhouse, perfectly situated in the sought-after Riverbend community. With 2 spacious bedrooms, 2.5 bathrooms, and a versatile loft that can easily convert into a third bedroom or home office, this home offers the ideal blend of comfort, style, and flexibility. The oversized loft provides endless possibilities: office, playroom, or a third bedroom conversion. Step into the modern kitchen, complete with granite countertops, a center island with sink, tile flooring, and newer stainless-steel appliances—perfect for cooking and entertaining. The open-concept living and dining areas feature soaring vaulted ceilings, abundant natural light, and a cozy fireplace, creating an inviting atmosphere. A separate family room/den downstairs adds even more living space for relaxation or entertaining. Upstairs, discover a generous laundry area designed for a full-size washer and dryer. The primary suite boasts a private bath and walk-in closet, while the second bedroom includes its own bathroom—perfect for guests. Enjoy direct access from your attached two-car garage with plenty of storage. The gated front patio is an ideal spot for outdoor dining or relaxing with friends. Riverbend residents enjoy access to resort-style amenities including a clubhouse, sparkling pool, and spa. Just steps away from Ambriz Park which offers athletic fields, a children’s play area, basketball courts, and tennis courts—everything you need for an active lifestyle. This home truly has it all: thoughtful upgrades, versatile living spaces, and a prime Orange location. Don’t miss your chance to own in one of the city’s most desirable communities! *Title shows as 3 bedroom/ 2.5 bathrooms* All information provided is deemed reliable, but is not guaranteed. Data provided by seller and public sources. Buyer to verify all information.
Source: CRMLS #OC25223096
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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