35715 Calle Nopal Temecula, CA 92592
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About this home
This stunning estate perfectly blends Temecula wine country living with a rare opportunity for fabulous rental income, all on 2.72 acres. Featuring a spacious 3,082 sq ft, 4-bed + office/3-bath main home, plus 4 newly constructed 1-bed/1-bath units totaling an additional 1,945 sq ft, these modern "casitas" were designed with an impeccable eye for style, functionality and rental income or luxurious guest accommodations. Enjoy them as they are now, or they can be easily converted into two duplex units. As you enter the property through the charming gated entrance, you'll appreciate the privacy and spaciousness for all things recreational. With your own sparkling pool, top-of-the-line solar systems, RV parking and actively producing vines, you'll never want to leave your private retreat. Upon stepping into the main home, soaring ceilings and travertine floors guide you to the expansive great room with an inviting wood-burning fireplace. A custom entertainer's kitchen awaits with stainless steel appliances, granite countertops, a Sub-Zero fridge, a 6-burner stove, and a wine fridge. An additional space for formal dining with another stone fireplace greets you at the end of the kitchen. The entry level also includes an office or additional bedroom, a full bath, and laundry room. The custom wrought iron staircase leads to the second floor, where the primary suite and 3 guest bedrooms, plus a guest bath, await. The primary suite boasts an oversized bath with a steam shower and a private balcony with views for days. The backyard off the main home offers a seamless transition to outdoor living with built-in BBQ area and an expansive brick pool deck. Across the property, a long path leads you to the 4-unit casita structure, tucked away for ultimate privacy. Completed in 2022, this licensed Airbnb offers both short- and long-term stays for those looking to explore all that picturesque Temecula has to offer. Let us welcome you home today!
Source: CRMLS #NDP2509692
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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