35805 Shetland Hls E Fallbrook, CA 92028
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About this home
HUGE PRICE REDUCTION! PRICED TO SELL! LOWEST PRICE PER SQUARE FOOT IN THE AREA!! Don’t miss this rare opportunity to own the LARGEST FLOOR PLAN on the LARGEST CORNER LOT in the highly coveted Horse Creek Ridge community! This extraordinary 5-bedroom, 6-bathroom home, set on nearly a third of an acre (12,895 sqft), promises a luxurious lifestyle tailored for both elegant entertaining and serene relaxation. With 3,844 sqft of beautifully designed living space, every corner of this home invites comfort and sophistication.At the heart of this stunning residence is the chef’s gourmet kitchen, featuring a NEW oversized island and exquisite stain-resistant quartz stone backsplashes that offer a luxe marble ambiance. Complete with a high-end brand new stove top and microwave with air fryer, this culinary haven is perfect for hosting glamorous gatherings and delightful family dinners. Each element, from the elegant plantation shutters to the stylish window coverings, adds a touch of sophistication while enhancing your privacy and comfort.One of the most captivating features of this home is the opulent master suite. Here, you’ll find a spa-like bathroom designed for ultimate relaxation, along with his and hers walk-in closets—hers complete with built-in cabinets and ample drawer space for your entire collection of shoes, purses, and clothing. This is not just a bedroom; it’s a personal retreat where you can recharge and unwind.Step outside to discover your private backyard oasis, where tranquility awaits. Imagine soaking in the hot tub under the stars, enjoying lazy afternoons in the cozy gazebo, or hosting unforgettable al fresco dinners on the expansive patio—all while your guests bask in the spacious yard. The added bonus of no neighbor on the left side allows for even greater privacy, making it easy to enjoy your outdoor sanctuary without distraction.Living in Horse Creek Ridge means you’re not just purchasing a home; you’re embracing a vibrant lifestyle. With immediate access to a clubhouse, community pool, sports park, and beautifully landscaped parks just steps away, there’s something for everyone. Plus, this property is equipped with a FULLY PAID solar system for energy efficiency, a KINETICO water softener for your comfort, and a three-car garage along with three additional parking spaces for all your needs.This extraordinary property is more than a house—it’s a place to call home, and it’s waiting for you! Schedule your private showing today and experience firsthand the unparalleled lifestyle that awaits you in Fallbrook. Your dream home is just a visit away, SCHEDULE A SHOWING TODAY and step into the luxurious life you've always envisioned!
Source: CRMLS #NDP2507272
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.