3584 New Haven Cir Castle Rock, CO 80109
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About this home
Welcome to a home that blends comfort, convenience, and style—perfect for busy lifestyles and avid travelers. This charming residence offers true lock-and-leave living, so whether you’re jet-setting around the globe or heading out for weekend adventures, maintenance is never a worry. Step inside to a sun-drenched family room, featuring floor-to-ceiling natural light and a cozy fireplace—designed for everything from lively gatherings to quiet evenings at home. The chef’s kitchen is sure to impress, complete with an oversized island, sleek quartz countertops, a gas range, and abundant cabinetry, setting the stage for effortless entertaining. The spacious dining area comfortably accommodates all your guests, making get-togethers easy and memorable. The primary suite is thoughtfully designed with a walk-in closet that connects directly to the laundry room—an incredibly convenient feature that keeps daily living stress-free. An additional bedroom or office, plus a full bathroom on the main floor, offers flexibility for guests or work-from-home space. Need more room? The fully finished basement delivers—featuring a huge secondary family room, another private bedroom and full bath, plus plenty of storage for everything that needs to be tucked away. Best of all, this home is nestled in a welcoming neighborhood where all exterior maintenance, even snow, is taken care of, leaving you free to enjoy life on your terms. Don’t miss your chance to call this exceptional property home—move in and start living the effortless lifestyle you’ve been waiting for!
Source: RECO #1750420
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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