359 Sturkie Ln Gaston, SC 29053
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About this home
Welcome to your dream home in the heart of Gaston! This stunning Craftsman-style residence offers an idyllic blend of modern comforts and serene country living, all set on over five sprawling acres of picturesque land – perfect for those seeking space, tranquility, and a touch of nature.Key Features:Open Floor Plan: Step inside and be greeted by a light-filled, open concept living area that seamlessly combines the living room, dining room, and kitchen. Perfect for family gatherings and entertaining friends, the flow of this space is both inviting and functional.3 Bedrooms & 2.5 Baths: This home boasts three spacious bedrooms, each designed for comfort and relaxation. The master suite features a luxurious ensuite bath, ensuring you have a private retreat to unwind at the end of the day. Two additional well-appointed bedrooms and a convenient half bath provide plenty of space for family and guests.Dedicated Office Space: Work from home in style! The dedicated office space offers a quiet sanctuary, allowing you to focus on your tasks while enjoying views of the surrounding landscape.Finished Room Over Garage: Need extra space for hobbies, a guest retreat, or a playroom? The finished room over the garage provides endless possibilities to suit your lifestyle.Expansive Attic Space: Whether you need additional storage or wish to expand your living space, the ample attic area is a blank canvas waiting for your personal touch. Imagine turning it into a fabulous entertainment hub, game room, or cozy media area!Outdoor Living: Enjoy the best of outdoor living with a charming covered front porch, perfect for sipping your morning coffee or watching the sunset. The screened-in back porch offers a peaceful retreat to unwind, surrounded by the soothing sounds of nature.Sprawling Grounds: With over five acres at your disposal, the possibilities are endless. Create your own garden oasis, host outdoor gatherings, or simply relish the space for outdoor activities. Privacy and serenity abound in this beautiful country setting.Convenient Location: moments from I-26 for easy commute to Columbia and surrounding areas. Act fast – homes like this don’t last long! Disclaimer: CMLS has no
Source: COLUMBIASC #606935
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.