3590 Conley Dr Cantonment, FL 32533
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About this home
Your Family Dream Home Awaits! This all-brick beauty checks every box for a clean, move in ready home! With 4 bedrooms, 2 baths, and a bright open floor plan, it’s perfect for growing households who want both comfort and value. Step inside and you’ll find gleaming luxury plank flooring throughout the main areas and thoughtful touches like crown molding in the master and dining room. The kitchen is a showstopper with granite countertops, stainless-steel appliances, and loads of storage—ready for everything from snacks to hosting Sunday dinners. Outside, you’ll love the fenced backyard and spacious deck, perfect for cookouts, playtime, or your next garden project with the step-down garden beds ready to grow. And here’s the big win—fully paid solar panels mean your electric bills are practically gone! Located just 10 minutes from Navy Federal and 20 minutes to downtown Pensacola, you’ll have easy access to shopping, dining, and all the fun local festivals. Plus, there’s an assumable low-interest VA loan available, making this home even more budget-friendly. Affordable, energy-efficient, and move in-ready—this home truly shines with both quality and value.
Source: PENSACOLA #671990
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.