3591 Golden Gate Blvd E Naples, FL 34120
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About this home
Welcome to your peaceful retreat in Golden Gate Estates! This charming Old-Florida style home sits on 1.17 acres of serene, cleared land offering privacy, nature, and endless outdoor possibilities. Enjoy a warm country feel while still being close to everything Naples has to offer — top-rated schools, shopping, dining, and just 18 miles from the Gulf beaches. Step inside to a bright and airy open-concept floor plan with vaulted ceilings and abundant natural light. This 3-bedroom, 2-bath residence features approximately 1,385 sq. ft. of living area and 2,061 sq. ft. total, and has been tastefully updated with new waterproof laminate flooring throughout. The kitchen offers granite countertops and a breakfast nook, while the spacious primary suite includes dual sinks and a walk-in shower. Enjoy true Florida outdoor living in your private backyard oasis — perfect for relaxation and entertaining. The expansive outdoor space includes a large deck, above-ground pool, sprinkler system, and a detached 1-car garage. A prefabricated guest cottage with kitchen and bath provides versatile options — ideal for guests, extended family, or a mother-in-law suite. With no HOA, plenty of room for your RV, boat, and toys, and zoning that allows animals, this property offers the freedom and space so many buyers dream of. Whether you are seeking a peaceful homestead lifestyle or a charming private retreat close to town, this home delivers the perfect balance of comfort, convenience, and country living.
Source: FORTMYERS #225077899
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.