36 Kaywood Pl Palm Coast, FL 32164
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About this home
Tucked away on a quiet cul-de-sac in beautiful Palm Coast, this barely-lived-in two-story home feels fresh, modern, and move-in ready. With no HOA, no CDD, and not in a flood zone, it’s the perfect blend of comfort and convenience — just minutes from US-1, I-95, shopping, schools, and hospitals. Inside, you’ll find nearly 2,000 sq ft of living space with 4 bedrooms and 3 full baths. The open layout on the main floor offers a bright living area, dining space, and a stylish kitchen with white cabinets, granite countertops, stainless steel appliances, and a beautiful tile backsplash. There’s also a first-floor bedroom and full bath — perfect for guests, family, or a home office. Upstairs, you’ll find three additional bedrooms, including a spacious primary suite, two full baths, and a cozy loft that can be used as a second living area, playroom, or office. This home has been thoughtfully upgraded with modern lighting, ceiling fans, chandeliers, custom blinds on every window, a sleek pull-down kitchen faucet, and a glass shower door in the main bath. The staircase features subtle wall lighting for a warm touch, and the exterior shines with new blue shutters, an added garage light, and updated landscaping with decorative rock. A 10x8 shed provides plenty of extra storage, and there’s ample room in the backyard for a future pool. Best of all, the home comes with a one-year home warranty at closing, giving you added peace of mind as you settle in. Why wait to build when you can move right into this like-new home today? Come see 36 Kaywood Place — your next chapter starts here. Square footage received from tax rolls. All information recorded in the MLS intended to be accurate but cannot be guaranteed.
Source: STELLAR #V4945397
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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