3601 Kelsey Chase Ct Marietta, GA 30060
Your savings
About this home
Don’t miss this rare opportunity to own a beautiful 3-sided brick traditional ranch with a full finished basement, tucked away in a highly sought-after enclave of just ten homes, perfectly positioned in the center of a cul-de-sac. Step onto the inviting front porch and enjoy serene views of lush greenery and meticulously landscaped surroundings. Inside, the main level features a formal dining room, ideal for hosting dinner parties, and a spacious great room with a cozy gas fireplace, perfect for gatherings or quiet evenings. The open kitchen offers an eat-in breakfast area, walk-in pantry, and custom cabinetry, seamlessly connecting to a light-filled sunroom overlooking the large wooded lot—ideal for enjoying your morning coffee. Gleaming hardwood floors throughout the main level add timeless charm.The main-level primary suite boasts tray ceilings and a luxurious bath with vaulted ceiling, jetted tub, double vanity, separate shower, and walk-in closet. Two additional bedrooms share a Jack-and-Jill bath, complemented by a small office and mud area. A walk-up attic provides additional storage.The finished basement is an entertainer’s dream, complete with guest bedrooms, exercise room, laundry, workshop with ample storage for tools, equipment, bikes and more. Host unforgettable gatherings in the music room enjoying some karaoke and a nice wet bar. Walk out to the private backyard retreat, backing onto green space for privacy and a natural setting. This friendly neighborhood is close to hospitals, shopping, restaurants, and Hurt Park with playgrounds, sports courts, walking paths, and covered pavilions. Enjoy easy access to Marietta Square, The Battery, Cumberland Mall, Smyrna-Vinings, and major highways into Metro Atlanta. The right updates and decorator touches will make this a showplace to enjoy for generations! Extras you’ll love: New HVAC (2023), new fence (2021), large storage shed to remain. NO HOA!
Source: FMLS #7658955
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.