3601 SE 35th Ct Ocala, FL 34471
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About this home
One or more photo(s) has been virtually staged. Short Sale. Short Sale. Lender has appraisal is in. Welcome to this delightful 3-bedroom, 2-bathroom home with a versatile den. Situated in a prime SE Ocala location near shopping, dining, and the YMCA, this home has features you'll love! No HOA! Enjoy peace of mind with a newer roof (2021), HVAC (2022), and water heater (2015). Step onto the inviting covered front porch and into the open living area, where laminate flooring flows through the main spaces and cozy carpet warms the bedrooms. The kitchen is perfect for cooking and entertaining, with ample counter space, a breakfast bar, and easy access to the living and dining areas. Sliding glass doors lead to a tiled screened back porch overlooking an EXPANSIVE inground pool, perfect for relaxing or entertaining guests. The master suite features a double closet and a private bathroom with a large vanity and a beautifully tiled shower accented by decorative glass doors. Two additional guest bedrooms, a full guest bath, and a huge inside laundry room, including washer and dryer, provide plenty of space and functionality. The den offers a great office or flex room space, complete with a stylish decorative wood accent wall. Enjoy the fully fenced backyard with privacy hedges, an open patio ideal for grilling, a storage shed, and additional parking—perfect for your boat! The garage has been converted into a bonus room with heat and air and a separate storage. It retains its working door, make it ideal as a tool shed, workshop, or motorcycle storage. The long driveway adds even more parking options. Make an appointment today!
Source: STELLAR #GC529843
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.