$305,000

3611 Plumbridge Ct Raleigh, NC 27613

$2,552/mo at 6.5%
Unlock a lower rate & save over $100K.

Your savings
Compared to a new mortgage.
Principal/interest
Monthly payment

Monthly savings
5-year savings
Lifetime savings

About this home

The perfect Raleigh location near the corner of Millbrook and Glenwood, this charming 3 bedroom/2.5 bath end-unit townhome offers the perfect balance of comfort and convenience with move-in readiness! Recent updates include new appliances, fresh paint, updated light fixtures, and a brand-new electric water heater. The updated kitchen features granite countertops, stainless steel appliances, and a sunny eat-in dining area. When the current owners first found this home, the location immediately won them over. They can be at North Hills, Fenton, or Brier Creek in minutes, yet the neighborhood still feels tucked away. From the front door, it's a quick walk across the street to Wooten Park. Within just a couple of miles, Lake Lynn and Shelley Lake offer favorite walking spots, and on weekends, Umstead Park is a go-to hiking destination. Inside, the step-down living room is a cozy retreat—perfect for chilly evenings by the wood-burning fireplace, adjacent to a convenient half bath. Wood floors in the entrance hall complete this feel. Sliding doors open to a private deck, ideal for grilling or relaxing outdoors. Upstairs, the primary suite offers a spacious layout with a walk-in closet and full bath next door. A second bedroom with its own bath makes for a perfect guest space. The laundry area is also located on this floor convenient to both bedrooms. The third-floor bedroom provides endless flexibility - it makes a great bedroom, office, or media room and includes finished and unfinished walk-in storage. The sellers especially appreciate the warmth of the community, where neighbors wave, share a smile, and make you feel at home. With its thoughtful updates, welcoming atmosphere, and unbeatable location near Raleigh's best parks and shopping, this home is the ideal blend of convenience, nature, and comfort.

3 bedroom
2.5 bathroom
1,540 sqft
1,742.4 sqft
Townhouse
Built in 1988
2 car garage
Air conditioning
Fireplace

Source: TRIANGLEMLS #10118707


Loan details
Loan type
Remaining balance
Remaining term
Neighborhood


FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

View all FAQs
Last updated: Oct 28, 2025 07:18 pm
Listing agent: Chris Gorman (919) 645-7212
Listing provided courtesy of: LPT Realty, LLC (877) 366-2213
Details provided by TRIANGLEMLS and may not match the public record.
MLS ID: #10118707
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database. Information Not Guaranteed. Copyright 2025 Triangle MLS, Inc. of North Carolina. All rights reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.