3613 Whieldon Dr Perris, CA 92571
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About this home
Welcome to 3613 Whieldon Dr, a 5-bedroom, 3-bathroom home nestled in Perris, CA. Ideally situated in the Villages of Avalon neighborhood within walking distance to schools and parks , this home offers 2,802 sq ft of living space. This two-story gem is perfect for growing families or homeowners seeking extra space and comfort. As you enter, you're greeted by an open arched hallway connecting the family room, dining room, and kitchen which effortlessly showcases a familial ambiance with wood cabinets and a kitchen island. The main floor additionally houses one bedroom, one bathroom, and access to the two-car garage. Upstairs, you'll find four additional bedrooms including a generous primary suite featuring two closets - including a spacious walk-in closet - an en-suite bathroom featuring dual vanities, a soaking tub, seprate shower, and island. Additionally, enjoy close proximity to Lake Perris and all it has to offer including an 8 minute drive to Bernasconi Beach and easy access to the Lake Perris Loop Trail.
Source: CRMLS #PW25084681
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.