3619 Rowland Ave NE Canton, OH 44714
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About this home
Welcome to your spacious retreat in Plain Township! Tucked at the end of a quiet cul-de-sac, this beautiful 5-bedroom, 3.5 bath home offers over 3,000 square feet of living space on a .378 acre lot in a highly desirable neighborhood. Built in 2005 by Schumacher, this home features a rare layout with two bedrooms on the main floor, including a spacious primary suite, and a total of five bedrooms - perfect for multi-generational living or flexible space for guests or work-from-home needs. The first floor boasts brand new laminate flooring in the living room and master suite (2025) and new carpet in the front room (2022). The open-concept kitchen includes a dishwasher (2022) and microwave (2020) and flows effortlessly into the dining and living areas - ideal for entertaining. There is also a sunroom off the eat-in-kitchen. The main floor includes a primary bedroom and junior suite with new toilets in both of those bathrooms. The home also includes over 2,000 square feet of unfinished basement with endless potential for a home gym, media room, or additional living space. Major mechanicals have been recently updated: new furnace and A/C in 2023, new sump pump and drain line 2025, and hot water tank in 2019. Outside, enjoy the peaceful backyard, new shed (2022) and three-car garage for all your storage needs. Don't miss this opportunity to own a beautiful home in a prime location. Selling home as is. Schedule your private tour today!
Source: MLSNOW #5158965
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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