362 Webster Lake Dr Temple, GA 30179
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About this home
Welcome to 362 Webster Lake Dr, Temple, GA 30179 - a virtually new home built in 2021 and maintained like day one, now ready for its next owners. With 4 bedrooms, 3 full baths, and ample area of thoughtfully designed living space, this house delivers comfort, style, and smart features. Step inside to discover a flexible and functional floor plan designed to impress. The main level features a sought-after guest suite with a full bath, perfect for visitors, in-laws, or multi-generational living. Entertain effortlessly in the open, gourmet kitchen boasting granite countertops, a large center island, custom backsplash, and gently used stainless steel appliances - all seamlessly connected to the living and dining areas. The formal dining room is a showstopper with custom trim work that adds timeless character and elegance. Upstairs, the owner's suite retreat is a true sanctuary featuring tray ceilings, a private sitting area, and a luxurious en suite bath with a soaking tub, separate tiled shower with glass surround, dual vanities, and an oversized walk-in closet. This home is ready for immediate occupancy - no waiting, no work. The ideal combo of open, elegant spaces and smart, practical features ensures it checks every box buyers are looking for today.
Source: GAMLS #10628047
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.