3620 Chardonnay Dr Rockledge, FL 32955
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About this home
One or more photo(s) has been virtually staged. are find in Sonoma! Seller contributes $15,000 toward buyer's closing costs or initial remodeling—the best price in the neighborhood, PLUS a head start on personalizing updates! This is the opportunity you've been waiting for. This stunning lakefront pool home sits on a larger-than-typical lot with exceptionally low HOA fees, offering the perfect combination of privacy, space, and comfort. From the moment you arrive, you'll appreciate the thoughtful design and serene setting that makes this property truly special. Step outside to your private paradise: a screened lanai that showcases an expansive pool and spa with long, unobstructed lake views. Whether you're hosting weekend gatherings with friends and family or enjoying peaceful mornings with your coffee, this outdoor living space is designed for the Florida lifestyle. The sparkling pool invites you to cool off on warm days, while the spa provides the perfect spot to unwind under the stars. Inside, the smart split floor plan seamlessly connects the kitchen to the family room, creating an open and inviting space for daily living and entertaining. The layout includes one full bath that doubles as a convenient pool bath—ideal for guests and poolside access. The spacious primary suite is a true retreat, featuring tranquil water views, a generous walk-in closet, dual vanity for easy morning routines, a relaxing soaking tub, and a separate shower. Throughout the home, you'll find durable tile floors in the main living areas and comfortable laminate flooring in the bedrooms. The oversized two-car garage offers plenty of room for vehicles plus extra storage for all your toys, tools, and seasonal items. Peace of mind comes standard with major updates already completed: roof (2019), AC (2020), water heater (2025), and pool pump and heater (2019). The home has been newly painted and is completely move-in ready—just bring your belongings and start enjoying lakefront living immediately. Location doesn't get better than this: situated directly across from Publix for easy grocery runs, near the new Home Depot, championship golf courses, popular dining options, beautiful parks, and quick access to I-95 for commuters. Plus, the home is zoned for A-rated Viera schools, making it perfect for families. Enjoy this exceptional value in one of Brevard County's most desirable communities. Schedule your private showing today and see why this is truly the best deal in Sonoma!
Source: STELLAR #O6325134
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.