3620 Sawgrass Dr Titusville, FL 32780
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About this home
"Open the Doors to Your Dreams" of investing is a home that you can customize the way you like it. This 3 bedroom 2 bath home has extra rooms to be used as you desire. It features a Kitchen that is open to the Family Room; Kitchen also feature granite countertops. This home would be great for the investor types or the first time home buyers that don't mind building some "sweat equity". The primary bathroom is waiting for you to add a fancy shower. The entire interior of the home is looking forward to your choice of colors you will select for painting. And all the floorings throughout the house are waiting for your selections. Will you choose laminate, wood, tile, or plush carpet. You will design and customize. You will most likely add new kitchen appliances and maybe even replace some kitchen cabinets. You will get the opportunity to add your personal style and touch. You will turn this house into a home. The outside of the home could use pressure washing. But most likely you will choose to paint it. I consider this the "classic ugly house" in a good neighborhood that investors are taught to look for. And the low price makes this "as is" house a value buy. Come see it today. At this low price it will not last long. The house has a big front yard and a large fenced in back yard.
Source: STELLAR #O6345782
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.