3621 Vinings Slope SE # 2000/2 Unit 2317 Atlanta, GA 30339
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About this home
Bright, beautiful, and perfectly positioned condominium overlooking the pool, this rare home at The Residences at Vinings Main combines luxury, convenience, and resort-style living in the heart of Historic Vinings Village. With soaring 10ft ceilings and one of the largest private patios in the community (newly enclosed custom screens and accessible from both bedrooms and the living room), this residence truly stands out. The gourmet kitchen features granite countertops, stainless steel appliances including a gas stove/oven, and upgraded cabinetry, all open to the inviting living room. A spacious separate dining room provides flexibility as a formal dining area, office, or den. The owner’s suite retreat includes two oversized walk-in closets, direct patio access, and a spa-style bath with dual vanities, and separate shower. The secondary suite offers built-in shelves, a desk nook, oversized walk-in closet, ensuite bath with large shower and linen closet, and shared access to the patio. Additional highlights include extra-large closets throughout, a brand-new hot water heater, and the HVAC system with 10-year warranty, plus two assigned covered parking spaces, additional guest parking, and easy elevator access. Residents enjoy an unmatched lifestyle with a fully renovated pool and outdoor grill area, modern fitness center, clubroom with catering kitchen, guest suite, courtyard with fireplace, private conference room, concierge services, and on-site management. Walk to the shops and restaurants of Vinings Jubilee and enjoy quick access to the Airport, Buckhead, The Battery/Atlanta Braves, Cobb Energy Performing Arts Centre, and major interstates.
Source: FMLS #7641297
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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