3624 Edwards Rd Aynor, SC 29511
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About this home
Welcome to your own private retreat featuring a sparkling saltwater pool, spacious 3-car garage, and the freedom of no HOA! Set on over a half-acre of land, this home combines the tranquility of country living with the comfort and style of modern design. Step inside to an open and inviting living area featuring a vaulted ceiling, upgraded recessed lighting, and gorgeous wood-look luxury vinyl plank flooring throughout the main level. The kitchen is designed for both beauty and functionality, with custom 36” white cabinets topped with crown molding, granite countertops, stainless steel appliances, and a breakfast nook overlooking your private backyard oasis. The first-floor primary suite provides a peaceful retreat with a tray ceiling, ceiling fan, large walk-in closet, and a spacious bathroom with a double-sink vanity and walk-in shower. Upstairs, you’ll find three comfortable guest bedrooms and a generous bonus room which would be perfect for a playroom, media space, gym or home office. Enjoy the outdoors year-round on the screened rear porch or take a dip in your sparkling saltwater pool. The oversized 3-car garage, extended driveway, gutters, irrigation system, and retractable awning add everyday convenience and thoughtful upgrades throughout. Located in the Aynor school district, this home offers small-town charm and friendly country living just minutes from Conway and an easy drive to the beach. Enjoy the best of both worlds- peaceful living with modern luxury, and no HOA to limit your lifestyle.
Source: MYRTLEBEACH #2526106
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.