3628 Open Range St Enid, OK 73703
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About this home
Built in 2017 and thoughtfully enhanced since, this like-new 5-bedroom home sits proudly in the highly coveted Longhorn Estates subdivision. With a brick exterior, neutral color palette, and striking sloped roofline, the curb appeal is as impressive as the interior. Step inside to a bright, welcoming foyer with a view straight into the heart of the home. The living room greets you with soaring ceilings, a cozy gas fireplace, and abundant natural light. Flowing from the living room, the open-concept design leads into a spacious dining area and a kitchen featuring granite countertops, stainless steel appliances, a large pantry, and a breakfast nook that overlooks the private and spacious backyard. Just off the kitchen, step onto a large, covered patio ideal for entertaining or relaxing, with added privacy thanks to a new wood privacy fence. Back inside, the master suite offers a peaceful retreat with a walk-in closet and a spa-like bath featuring a jacuzzi tub and walk-in shower. The laundry room sits just steps away for added convenience, as well as access to the three-car garage. The split-level design offers a spacious and functional layout designed for modern living. With distinct living areas, this home provides the perfect balance of open-concept flow and private retreats. Beyond its great layout, this home has been upgraded with a host of high-quality features that enhance both comfort and functionality. Enjoy the fresh, modern feel of all-new paint throughout the entire home, complemented by new flooring that includes wood grain tile, luxury vinyl planks, and high-end residential carpet. The owned water softener and reverse osmosis system provide premium water quality, while flush-mounted LED lighting and updated fixtures brighten every space with style and efficiency.
Source: MLSOK #1196001
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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