36380 Heskett Ln Hillsboro, VA 20132
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About this home
No detail was overlooked in this breathtaking 3-car garage single-family home perched on a picturesque 6+ acre lot overlooking its own private stocked 1 acre pond with solar powered fountain and breathtaking pastoral and peekaboo mountain views. Two covered front porches welcome you home offering countless hours of relaxation while rocking your worries away and watching nature pass you by. Newer HVAC(2023) and Newer dual tankless water heaters(2022) for worry-less living. With over 5800 finished square feet on the main 2 levels alone, the open concept sun-filled interior is an environment of refined authenticity and elegance with gleaming hardwood floors; beautifully remodeled bathrooms; soaring ceilings; triple crown and chair molding; upgraded light fixtures; and a neutral designer color palette throughout. The gourmet kitchen is a chef's dream, boasting a massive island plus separate breakfast bar with ample seating; designer range hood; gorgeous granite countertops; stainless steel appliances; custom backsplash; walk-in pantry; and opening to a generous eat-in area and spacious two-story great room with a coffered ceiling that is ready for game night or a quiet evening in next to the cozy fireplace. Solarium with wall to wall transom windows and tray ceiling is a show stopper. Main level bedroom/flex room perfect for an office or guests, refined formal living/dining room, and a large laundry/mudroom with plenty of storage complete the main level. Upstairs you’ll find 4 large bedrooms all with en suite bathrooms to include the luxurious and sprawling primary suite with a double sided fireplace, large sitting area with beautiful arched windows with matching archways, tray ceiling, massive closets with custom cabinetry, and a spa-like en suite bath with multi-person tub and glass frameless shower. A walk-out basement with rough-ins offers limitless possibilities to expand the living space to over 8000 square feet. Spend countless weekends entertaining or just relaxing on the wonderful deck that steps down to a full soccer pitch worthy back yard. Two wells provide abundant water to meet even the most demanding family needs. Minutes to marvelous local wineries and breweries, Harper’s Ferry and major commuting routes. Straight out of a magazine and ready to call yours!
Source: BRIGHT #VALO2102982
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.