364 Stone Trl Castroville, TX 78009
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About this home
Fully paid off solar panels mean immediate savings for you!! Welcome to this stunning 3-side brick home in the prestigious gated community of Potranco Ranch. Situated on a spacious half-acre lot, this 3,324 sq ft residence offers a rare combination of elegance, modern updates, and practical upgrades that truly set it apart. With fully paid-off solar panels and a whole-home water filtration system, this home is as efficient and low-maintenance as it is beautiful. The roof is just 2 years old, offering peace of mind for years to come. Inside, you'll find a well-designed layout that includes a formal dining room at the front of the home-perfect for entertaining-and a large living room that flows seamlessly into the kitchen, complete with a butler's pantry for added storage and convenience. The home boasts a spacious game room ideal for fun or relaxing movie nights. Retreat to the primary suite where the bathroom has been tastefully renovated to include a sleek stand-up shower and a soaking tub, creating a spa-like experience. A secondary bedroom also features an en suite bath with a modern stand-up shower, making it ideal for guests or multi-generational living. Every inch of the home reflects meticulous care and thoughtful upgrades Conveniently located, this home offers quick access to both the charming small-town feel of Castroville-known for its unique shops and local dining-as well as the rapidly developing retail and restaurant scene just minutes away on Potranco Road. For those commuting to Lackland AFB, the drive is under 30 minutes, making this an ideal location for both comfort and connectivity. Rounding out this exceptional property is a side-entry 3-car garage, offering both curb appeal and ample parking. From its generous square footage and modern touches to its eco-friendly features and prime location, this home is the perfect blend of comfort, style, and functionality. Don't miss the opportunity to make it yours.
Source: SABOR #1869740
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.