36415 Soapmine Rd Barstow, CA 92311
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About this home
Beautifully Renovated Home Move-In Ready and Full of Charm. Welcome to this stunningly updated single-family home that blends modern style with everyday comfort. From the moment you arrive, you'll notice the fresh stucco and new exterior paint that give the home a crisp, clean look. Situated on a spacious corner lot with a fenced yard, this property offers both privacy and room to breathe. Step inside and discover a fully remodeled interior designed to meet todays lifestyle. Every room has been refreshed with new flooring and paint, creating a bright and inviting atmosphere. Energy-efficient double-pane windows keep the home comfortable year-round while reducing noise and utility costs. The living room features a cozy stone fireplaceperfect for relaxing evenings at home. Stylish new light fixtures add a contemporary touch throughout, while the kitchen and bathroom have been completely updated with newer cabinets and sleek countertops. Whether you're cooking dinner or entertaining guests, these thoughtfully redesigned spaces are both functional and beautiful. A newer septic system adds peace of mind, ensuring the homes long-term reliability. Located within the sought-after Skyline North Elementary School boundary, this home also offers convenient access to a highly rated local school. This charming home is located in a neighborhood that offers a unique blend of small-town charm, rich history, and access to diverse recreational opportunities. From scenic trails and historic landmarks to local dining and shopping, this location has something for everyone. With its turnkey condition and tasteful updates inside and out, this home is an ideal choice for anyone looking to settle into a move-in-ready property. Dont miss this opportunity to make this beautifully renovated home yours!
Source: SANDIEGO #IV25115870
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.