3642 E Delight Paseo Unit 116 Unit 116 Ontario, CA 91761
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About this home
Welcome to Delight Paseo in the highly desired New Haven community in Ontario Ranch! This 2 story turn-key condo offers an open-concept, modern & spacious kitchen with granite counter tops, a large multi use island that accommodates seating for entertaining, a downstairs powder room for your guest, recessed lighting through out the home. On the second story you'll find the 3 bedrooms, 2 bathrooms & the laundry room centrally located in the hallway with easy access to all 3 bedrooms. HOA amenities offer resort style pools, lounge areas, playground parks, sports courts for tennis, pickle ball & basket ball, BBQ areas, fire pit areas, outdoor gym, splash pad, zipline and a clubhouse for special events! Conveniently located within minutes of the 15 freeway & The Station at Eastvale for your shopping/dining. Also near by is Ontario airport, Ontario Mills Mall & Victoria Gardens!
Source: CRMLS #IG25237831
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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