3643 Foxhall Pl White Plains, MD 20695
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About this home
NEW PRICE! Gorgeous updated 4BR/2FB/HB colonial with an attached two-car garage located on a premium manicured cul-de-sac lot in the much-desired neighborhood of Foxhall Estates. This home sits on 2.61 beautiful acres with no HOA backing to woods allowing for lots of privacy. Special Inside features include newly refinished hardwood flooring on the main level, new designer carpet, custom painting, updated lighting and fixtures throughout. The backyard setting is perfect for entertaining, overlooking the woods including a freshly painted deck and shed. Brick front walkway leading to front stoop and covered front porch with decorative columns and storm door; entry to foyer with refinished hardwood flooring, crown moulding, new light fixture, and coat closet; office with new carpet, crown and chair moulding and ceiling fan with light; living room with new carpet and crown moulding; separate dining room with laminate flooring, ceiling fan with light, chair and crown moulding; updated gourmet kitchen with designer ceramic tile flooring, painted cabinetry, granite countertops, GE and Bosch stainless steel appliances and new light fixture; separate breakfast room with designer ceramic tile flooring and picture window into family room; family room with refinished hardwood flooring, floor-to-ceiling brick wood-burning fireplace with wood mantle, ceiling fan with light and French door access to deck and backyard; main level hallway with refinished hardwood flooring, powder room, laundry area and access to garage; spacious primary bedroom suite with new carpet and walk-in closet; primary bath with ceramic tile flooring, new vanity and light fixture, walk-in shower and jetted soaking tub with skylight above; three additional bedrooms on the upper level all with new carpet, ceiling fans with light and double door closets; full hall bathroom with ceramic tile flooring, skylight and tub/shower. Home also has a complete in wall networking with 18 separate CAT 6 lines ran to 7 different rooms that allows for a hard-wired internet connections. Unbeatable location with nearby access to Waldorf’s shopping district, St. Charles Towne Center, commuter bus routes, and major roadways including Routes 301, 228, and 210, offering a seamless commute to National Harbor, MGM Grand, Tanger Outlets, Joint Base Andrews, and Indian Head Naval Base.
Source: BRIGHT #MDCH2046748
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.