3644 Maple Forge Ln Gainesville, GA 30504
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About this home
PHOTOS TO COME...Don't miss the opportunity to buy the best house in this desirable neighborhood. Located in Maple Forge which gives you access to I-985 and all of the eating and shopping you could ever want in less than 15 minutes. This home is 4 sides brick with established landscaping, and a full finished basement. Walk into open concept living with vaulted ceilings, an eat in kitchen and dining room off of the family room. In addition, the main level features a spacious laundry room, guest bathroom and split bedroom floorplan. Take the stairs down to a full finished basement apartment featuring two bedrooms and two full bathrooms. The apartment also includes updated countertops, and an eat in kitchen. There is also a flex space that could be a third bedroom or office. Outside you'll find a large back deck off the main floor, a fenced backyard, and a covered basement patio. This home is handicap accessible both upstairs and down with separate downstairs laundry hookup. This home also includes a whole home generator which has been recently serviced and the roof is less than 5 years old. The basement apartment would be perfect to earn extra income or for multi-generational living. Please use showing time to schedule a showing. Client does request 24-hour notice for all showings.
Source: FMLS #7677662
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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