3653 Navara Dr Dayton, OH 45431
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About this home
Welcome to 3653 Navara Drive, a beautifully maintained 4-bedroom, 3-full-bath bi-level home nestled on a generous 0.58-acre lot in the heart of Beavercreek City Schools. From the moment you arrive, the home’s fresh curb appeal—thanks to new siding, columns, and a striking 30-year 3D dimensional roof installed in 2019—sets the tone for quality and care that runs throughout. Step inside to discover a thoughtfully designed layout that balances open, light-filled living spaces with private retreats. The upper level flows seamlessly from a welcoming living room into a spacious kitchen and dining area, while the lower level offers a versatile family room, additional bedroom, full bath, and direct access to the backyard—perfect for entertaining, a home office, or guest accommodations. Outside, the expansive deck (also new in 2019) overlooks the sprawling, park-like yard, complete with a matching storage shed for all your tools and toys. Recent mechanical updates provide true peace of mind: a brand-new HVAC system and 50-gallon water heater installed in 2023, along with a sleek new sliding back door. The roof and siding warranties are fully transferable. For added convenience and future flexibility, the home is equipped with a 50-amp exterior plug ready for a whole-home generator and a pre-run gas line to the exterior—ideal if you ever choose to switch to gas appliances. With its combination of modern upgrades, thoughtful design, and a prime location in one of Beavercreek’s most desirable neighborhoods, 3653 Navara Drive is more than a house—it’s a move-in-ready home built for comfort, convenience, and lasting value. Schedule your private tour today.
Source: DAYTON #947016
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.