36541 Night Strawberry Ct Dade City, FL 33525
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About this home
GET SMART! AVOID “KAOS” & STAY IN “CONTROL” WITH THIS DR HORTON SMART HOME BUILT IN 2022. Sitting on a cul-de-sac lined with sidewalks and streetlights, this 5BD/3BA SMART HOME has what it takes to keep your family safe and secure, while moving forward innovatively. “Home is Connected” is a wireless suite of smart home and security system features, where you can monitor and control the lights, door locks, thermostat, audio/video doorbell and garage door opener, while the ADT Hub, which is the main in-home controller for the cameras and security system, is professionally monitored and alerts emergency services if necessary. Sorry Chief, you can throw the “shoe phone” out the window! An open floor plan for the family areas keeps everyone connected to the food and fun. The kitchen features white shaker cabinets, granite countertops, stainless steel appliances, and an island with breakfast bar and pantry closet. The slider in the living room gets you outside to the fenced yard, where a gazebo with firepit awaits. Plenty of outdoor seating is a plus. A bedroom and full bath complete the first floor. The second floor features a large loft area for office/flex space, a master bedroom with a large walk-in closet and ensuite, 3 additional bedrooms, and another full bath. Beautifully situated amongst a rural Old Florida ambiance and conveniently located within the city limits of Dade City, which is the county seat. Only 2.5 miles to this historic downtown core, which is home to one-of-a-kind restaurants, unique boutiques, antique shops and countless historic buildings. Schools are less than 2 miles away and the John S Burks Memorial Park is right across from the subdivision for walking trails, clubhouse, picnic area, playground and baseball/soccer fields. Only 40 minutes to Tampa! A FREE 1yr home warranty is OFFERED as a GIFT to the buyer!
Source: STELLAR #TB8366517
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.