3655 Vz County Road 1712 Grand Saline, TX 75140
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About this home
OPEN HOUSE SUNDAY NOVEMBER 2nd 1pm-3pm! Nestled in the heart of East Texas, this beautifully maintained custom-built home offers the perfect blend of space, functionality, and serene country living. Located in the charming town of Grand Saline, known for its rich heritage, small-town hospitality, and the world-famous Morton Salt Mines, this property sits on just under 5 acres of lush, cross-fenced land in scenic Van Zandt County—one of the region’s most desirable rural areas for agriculture, recreation, and peaceful homesteading. Boasting 3 spacious bedrooms, 3.5 bathrooms, and a thoughtfully designed floor plan, this home is perfect for families, or anyone seeking room to grow, entertain, or work from home. As you step inside, you’ll find two expansive living areas, a formal dining room, a breakfast nook, and a dedicated library or office, making the layout both versatile and inviting. Designed with comfort and efficiency in mind, the home was custom built with generous storage throughout, oversized closets, and large windows that flood the interior with natural light and provide scenic views of the surrounding woods and pastures. The home features a recently replaced roof and HVAC system, and many of the major systems and appliances have already been updated, ensuring peace of mind for the next owner. The large two-car attached garage is complemented by a two-car detached carport, and there is a separate barn with vehicle storage capability, offering ample space for tractors, trailers, or recreational vehicles. Whether you're running a small-scale farm or simply enjoying the land, the agricultural exemption in place can be transferred, offering significant savings on property taxes. The property itself is a peaceful haven, complete with mature pines and hardwood trees offering shade and privacy. With cross-fencing already established, the land is ideal for just about anything.
Source: NTREIS #20958000
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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