36605 Walden Ln Murrieta, CA 92563
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About this home
Discover the perfect blend of space, style, and convenience in this beautifully upgraded 4-bedroom, 3-bathroom Murrieta home, offering over 2,500 sq ft of versatile living space in one of Riverside County’s most sought-after communities. Step inside to a bright, open floor plan where natural light fills the formal living and dining areas. The spacious family kitchen features timeless tile countertops, a breakfast nook, large pantry, and ample cabinetry, flowing seamlessly into the cozy family room with a fireplace — perfect for gatherings or quiet evenings in. A convenient downstairs bedroom and full bath make this home ideal for guests or multi-generational living. Upstairs, the primary suite retreat offers a spa-like bath with soaking tub, separate shower, dual vanities, and a generous walk-in closet. The second floor also includes a versatile loft for play or media, a dedicated study/office nook, and two additional bedrooms with a shared hall bath. Step outside to enjoy your own private backyard oasis with a covered patio — perfect for barbecues, entertaining, or simply unwinding at the end of the day. Located in a top-rated school district and just minutes from parks, hiking trails, shopping, dining, golf courses, vineyards, and healthcare, this home also offers quick freeway access to the I-15 and I-215 for easy commuting. Don’t miss this rare opportunity to own in a thriving, desirable Murrieta neighborhood — where comfort meets convenience and every detail feels like home.
Source: CRMLS #250037898SD
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.