3662 Bonaventure Ct Sarasota, FL 34243
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About this home
VALUE, COMFORT, and CONVENIENCE! The perfect villa for easy living with an affordable price tag. This 2 bedroom, 2 bath, 2 car garage home is ultra private with beautiful backyard landscaping around a large screened lanai and a private patio just steps to the community pool! Villas of Cedar Creek is a smaller, tranquil community just off University, only a few minutes drive to UTC, I-75 and close enough to the Sarasota/Bradenton Airport to make flying in and out very convenient. Inside, a well thought out floor plan features an abundance of natural light creating an inviting living space to call home. No carpet here! Tile and laminate flooring throughout. The kitchen has been remodeled with newer cabinets and quartz countertops, has stainless appliances, a large pantry and views to the front and rear of the house. The split bedroom arrangement provides added privacy for both rooms, with the guest bedroom adjoined to a second bath, while the primary bedroom boasts an ensuite bathroom with dual sinks, separate water closet, glass door shower and large linen closet. There are large walk-in closets in both bedrooms, plus a large closet in the guest hallway providing plenty of storage space. The spacious living and dining space has room for any number of furniture arrangements to suit your design style. Two sets of sliders from the living room and primary bedroom lead out to a private screened lanai and open pavered patio giving you the best of both outdoor options...one in the shade and one in the sun! Want to take a dip in the pool or gather with neighbors for a social hour? Just a few steps down the path is the community pool, complete with pool cage, gathering tables, restrooms and small kitchenette. HOME UPDATES INCLUDE: ROOF REPLACED (2019), AC just a few years old, kitchen remodel, and leased solar panels installed to reduce energy costs! This home is NOT IN A FLOODZONE and had no storm issues. Enjoy a low maintenance Florida lifestyle (lawncare included in HOA), and explore the local dining, shopping, beach and cultural must sees that make the Sarasota area so popular!
Source: STELLAR #A4651408
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.