3665 Ketchum Ct Woodbridge, VA 22193
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About this home
**OPEN HOUSE THIS SATURDAY, 10/25, 12-4pm** Welcome to this beautifully updated 4-bedroom, 3.5-bath Colonial, tucked away on a quiet cul-de-sac. Built in 1994, this home sits on over half an acre with a fenced backyard, offering modern updates designed for both everyday living and entertaining. The covered front porch opens to a two-story foyer with a coat closet and 9-ft ceilings. The main level features a mix of hardwood and porcelain floors, beautiful light fixtures, and windows that flood the home with natural light. The formal living room features recessed lighting and flows seamlessly into the adjacent dining room, where a bay window brightens the space, creating the ideal setting for hosting. The kitchen features quartz backsplash and countertops, smart stainless steel appliances, a center island, and a breakfast nook with its own bay window. Just off the kitchen, the family room offers a cozy fireplace and direct access to the deck. The laundry room and two-car garage are conveniently located off the kitchen, and a half bath completes the level. Upstairs, the primary suite features two custom walk-in closets, an en-suite bathroom with dual vanities, and a gorgeous walk-in shower. A spacious hallway landing leads to three additional bedrooms and a second full bath. The fully finished walk-up basement adds even more living space, complete with two flex rooms that could be a home office, gym, guest suite, or anything else you need it to be, plus a fully renovated full bath, and plenty of space to relax, entertain, or unwind. Set on a 0.57-acre lot, the backyard is a true highlight with a large deck, fire pit, shed, and plenty of open space. The long driveway accommodates up to four vehicles, with additional off-street parking. Smart home features include Savant lighting, in-ceiling speakers in the primary bedroom, Ring cameras, and a smart garage system with app control. Recent updates include fresh paint throughout, new door hardware, upgraded fixtures, and ceiling fans. Location is key- just minutes from I-95, commuter routes, and HOV access, with nearby shopping and dining at Stonebridge, Potomac Mills Mall, and more. Enjoy being close to Cloverdale Park, with easy trail access just a short walk from home. This home checks all the boxes! Please see MLS for a list of updates. Sellers are willing to offer some closing assistance.
Source: BRIGHT #VAPW2103402
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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