36689 Clove Currant Ln Murrieta, CA 92562
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About this home
Welcome to 36689 Clove Currant Lane, tucked away on a quiet cul-de-sac in the highly desirable Murrieta Oaks community. This spacious residence offers the perfect blend of comfort, style, and convenience—featuring 5 bedrooms, 4 bathrooms, and a versatile floor plan designed for modern living AND PAID OFF SOLAR with a full price offer. Your new backyard might just be big enough for a pickleball court! Property Highlights: Expansive Lot: One of the largest in the neighborhood, providing space for outdoor living, gardening, or future pool potential. Paid-Off Solar: Energy efficiency and savings built right in. Main Floor Suite: Convenient downstairs bedroom, full bathroom, and laundry—ideal for guests, in-laws, or multi-generational living. Custom Shutters: Elegance and privacy throughout the entire home. 3-Car Garage: Ample parking and storage. Bedrooms & Living Spaces: Upstairs Loft: Perfect for a game room, office, or second family room. Expansive Primary Suite: Includes a retreat/flex room, oversized walk-in closet, and spa-style ensuite bathroom. Jack & Jill Setup: Two upstairs bedrooms connected by a shared bathroom. Prime Location: Murrieta Oaks is loved for its family-friendly atmosphere, quiet streets, and convenient location. You’ll be minutes from top-rated Murrieta schools, shopping centers, restaurants, and outdoor recreation. Enjoy quick access to the 215 and 15 freeways, making commutes simple to nearby Temecula, Riverside, or San Diego. Why You’ll Love It: With its oversized lot, solar savings, flexible living spaces, and cul-de-sac setting, this home is the complete package for anyone looking to settle in one of Murrieta’s most desirable neighborhoods.
Source: CRMLS #SW25200641
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.