367 Main St Mc Adenville, NC 28101
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About this home
YES!!! THAT Christmastown House is for sale! Don't miss the opportunity to own this historic beauty with modern comfort in the heart of McAdenville. Step inside this one-of-a-kind gem, where original 1900s charm blends seamlessly with thoughtful updates. From its historic character to its modern conveniences and backyard oasis, this home is truly special. If you’ve ever visited Christmastown USA, chances are you’ve seen this home, it has been featured in countless articles, ads, and even on a Duke Power Christmas card. This beautifully maintained historic residence offers timeless character with modern conveniences. Showcasing original hardwood floors, wood molding, wooden staircase, and front/back doors from the early 1900s,. Freshly painted and features 10-foot ceilings downstairs and 9-foot ceilings upstairs, plus a private upstairs balcony and separate office space. Recent Updates: All new fold-in windows, new upstairs electric heat pump, new split-system AC/heat in bonus room (2022),New water heater, New pool liner (2023) & pool pump (2025) .Detached wired 2-car garage (25’ x 30’) with extra parking and two storage buildings. Private backyard oasis with in-ground pool (18'x36' and 4'deep). Sitting on .7acres and NO HOA!
Source: CANOPYMLS #4307051
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.