3675 Brookhollow Dr Douglasville, GA 30135
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About this home
Up to $32,499 in Down Payment assistance available to qualified Homebuyers through Preferred Lender! Stunning 6-Bedroom, 5-Bath Luxury Home The Richard Floor Plan by Kerley Family Homes Welcome to luxury living in this beautifully designed Richard floor plan by Kerley Family Homes. This expansive 6-bedroom, 5-bath residence offers the perfect blend of elegance, space, and comfort for today's modern lifestyle. From the moment you enter, you'll be captivated by the grand foyer, which opens to a private study and a formal dining room featuring coffered ceilings-an exquisite space for entertaining. The main level boasts rich wood flooring throughout, double crown molding, and a seamless open-concept layout. The gourmet kitchen is a chef's dream, complete with double ovens, granite countertops, a large center island, and a spacious breakfast area that overlooks the inviting great room with a cozy fireplace. The oversized dining room comfortably seats 12+, making it ideal for holiday gatherings and dinner parties. A private guest suite with a full bath is conveniently located on the main floor-perfect for visitors or multigenerational living. Upstairs, retreat to the luxurious owner's suite featuring dual oversized walk-in closets, a spa-inspired bathroom with a ceramic-tiled shower, and a relaxing garden tub. Each of the four additional bedrooms offers en-suite access, including a Jack & Jill bathroom setup that adds both convenience and privacy. Enjoy outdoor living in your private backyard with a spacious patio, ideal for grilling, entertaining, or peaceful evenings under the stars. Community Amenities Include: * 2 Oversized Swimming Pools * 8 Tennis Courts * Basketball Courts * Fully Equipped Fitness Center * 2 Clubhouses Conveniently located near I-20, top-rated schools, popular restaurants, shopping, and entertainment-this home checks every box. Don't miss this opportunity to own a home that exudes sophistication and charm at every turn. Schedule your private tour today! Up to $32,499 in Down Payment assistance available to qualified Homebuyers through Preferred Lender!
Source: FMLS #7597280
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.