3678 Nassas St Mount Pleasant, SC 29466
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About this home
Mt. Pleasant schools, NO HOA, neighborhood boat launch, space to PARK your boat & there's a workshop under the house! Solar panels are paid off, outdoor shower, irrigation with well, huge fenced yard with Oaks, Palms, Apple, Mulberry & Blackberry trees. It's classic Old Mt. Pleasant living, yet close to all the conveniences you need. This elevated one-level, 6 bedroom home features an open floor plan, spacious living & dining areas, a kitchen with floating shelves & a large island with a custom wood countertop. The split layout places the primary suite on one side and additional bedrooms on the other, 3 with updated ensuite baths & one with a stand alone soaking tub. Wall molding of board & batten & shiplap plus updated lighting really finishes the space nicely, creating a homey vibe. Thliving room features a custom built in and fireplace insert with a 100 year old antique mantle. The deck off the kitchen overlooks the expansive .39 acre lot with entertaining area in the back. The welcoming covered front porch features a gorgeous new door with sidelight windows & a wide staircase with cable wire railings. On the side of the house, there's a staircase also with cable wire railings, which enters into the laundry room. Under the house, you'll be impressed with the workshop and decked space with marine grade wood for an extra hang out area. Solar panels are paid off, tankless water heater is 2 years new, beautiful wood front door, windows have been replaced & the house is cement board construction. This awesome home offers so much flexibility for potential generational living, large family living or even office space as needed. The HOA is an optional $100/year for boat ramp access! X FLOOD ZONE - no insurance required.
Source: CTAR #25018392
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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